Credit risk stories
Cross-border payments are becoming faster and more transparent, with stablecoins and data-driven lending broadening access for firms shut out by banks.
Financial services firms risk stalled AI roll-outs and weaker supply chains unless governance and digital skills improve, experts warned.
Lenders can now track borrowers' changing debt loads after origination, as the tool flags refinancing and risk signals without reauthentication.
New licensing rules mean BNPL providers must verify identities and addresses more accurately or risk fraud losses and compliance breaches.
Poorly prepared borrowing is forcing many US small business owners to lean on personal credit, with 75% doing so last year.
Selected customers can now secure vehicle finance in the app, with approval in a minute and delivery within 24 hours.
Regulators are widening scrutiny of digital finance, forcing UK fintechs to overhaul cloud, payments and data strategies to meet tougher standards.
Apple customers in the US can now lease iPhones, Macs, iPads and Watches through Klarna, replacing the company's old upgrade plan.
Severe arrears are deepening among vulnerable borrowers, even as post-Easter spending fell and repayments ticked higher in May.
The Grantham-based affordability technology provider is expanding beyond its Embark platform as it targets more clients and stronger customer support.
Unsecured borrowers in New Zealand are under mounting strain as Experian flags a rise in personal loan arrears to a three-year peak.
Borrowers who seek help before falling behind on mortgages are far more likely to recover, with 87% back on track within six months.
Australian borrowers can now access AUD loans against crypto holdings without selling, as a licensed platform moves digital assets into mainstream credit.
UK SMEs can now spread surplus cash across more than 200 business savings accounts as Flagstone lifts its bank panel to 56.
Poorly checked AI use could leave SMEs exposed to lending errors, fines and loan cancellations, Banjo Loans has warned.
The new protocol could draw institutions to onchain credit markets by adding fixed terms, compliance controls and counterparty choice on Base.
More than 35,000 Australian businesses now face heightened failure risk as ATO debts above AUD $100,000 coincide with rising defaults.
Switching rose 43% in Britain last quarter, adding pressure on banks to tailor offers as digital-only accounts neared half of households.
As Australia tightens oversight of digital asset firms, the lender is moving to automated hedging to manage crypto and currency risk around the clock.
The fee-free option gives eligible UK shoppers up to 30 days to settle online purchases from GBP £1 to GBP £900 at checkout.
