Home loans stories
Borrowers can now pledge digital assets instead of selling them, as the pair widen a home loan offer beyond a limited trial.
The pilot is expected to speed up complex home-loan decisions while keeping final approval with ING staff and maintaining explainable oversight.
The bank says underwriters can now complete work in minutes rather than 15 hours, as it rolls out agentic AI across home lending.
The move aims to make Club+ more proactive, with alerts on savings and switching opportunities instead of waiting for customers to compare again.
Home loan applicants are reaching loan lodgement 2.5 times faster after Lendi Group linked AI agents to Twilio's platform.
Rising fuel and borrowing costs are squeezing Australian households and firms, bolstering expectations the Reserve Bank may lift rates again in September.
Renters' on-time payments could now count towards mortgage applications, as a new pilot aims to help thin-file borrowers prove creditworthiness.
Eligible builders could free up cash for the next site, as the partnership funds pre-sold turnkey homes without requiring upfront equity.
First-home buyers are gaining ground in a subdued market, as higher mortgage costs and cautious sentiment keep New Zealand property sales weak.
More deals and faster lender integrations are expected as Lendi shifts its mortgage platform towards agentic AI for 1,300 brokers.
Borrowers could see faster approvals as live-use data showed loan-cycle times falling by up to four days and fulfilment costs dropping.
Earnings fell as lower margins squeezed Kiwibank, even though home loans and deposits climbed faster than those of bigger rivals.
As scrutiny intensifies, the AI tool is helping firms spot billing and compliance errors sooner, reducing fines, remediation costs and customer harm.
Unsecured borrowers in New Zealand are under mounting strain as Experian flags a rise in personal loan arrears to a three-year peak.
As Australia tightens oversight of digital asset firms, the lender is moving to automated hedging to manage crypto and currency risk around the clock.
Buyers chasing cheaper homes are pushing flood-risk properties ahead of the wider New Zealand market, even as lenders rely on insurance.
Mortgage brokers face mounting breach and fraud risks as attackers exploit SMS codes to reach high-value client data, experts warn.
Severe financial stress is changing household payment hierarchies, with mortgages now as likely as credit cards to fall behind first in some cases.
Cost-of-living pressure is pushing New Zealand households to protect power and water bills first, while telco debts are among the first to slip.
Business customers and retailers can now use open banking payments and data sharing in one app, ahead of regulation by six months.
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